Business Description
BayFirst Financial Corp
NAICS : 522120
SIC : 6035
ISIN : US32050L1052
Description
BayFirst Financial Corp is a one bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.29 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.2 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -4.06 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -17.8 | |||||
| 3-Year EPS without NRI Growth Rate | -26.2 | |||||
| 3-Year Book Growth Rate | 8.5 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 47.25 | |||||
| 9-Day RSI | 46.97 | |||||
| 14-Day RSI | 47.98 | |||||
| 6-1 Month Momentum % | 10.26 | |||||
| 12-1 Month Momentum % | 19.82 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.42 | |||||
| Dividend Payout Ratio | 0.43 | |||||
| 3-Year Dividend Growth Rate | 6.2 | |||||
| Forward Dividend Yield % | 2.42 | |||||
| 5-Year Yield-on-Cost % | 3.1 | |||||
| 3-Year Average Share Buyback Ratio | -5.7 | |||||
| Shareholder Yield % | -0.08 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 5.55 | |||||
| FCF Margin % | 516.55 | |||||
| ROE % | 4.49 | |||||
| ROA % | 0.38 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.15 | |||||
| PE Ratio without NRI | 17.91 | |||||
| Shiller PE Ratio | 6.38 | |||||
| Price-to-Owner-Earnings | 7.39 | |||||
| PEG Ratio | 1.43 | |||||
| PS Ratio | 0.72 | |||||
| PB Ratio | 0.63 | |||||
| Price-to-Tangible-Book | 0.78 | |||||
| Price-to-Free-Cash-Flow | 0.14 | |||||
| Price-to-Operating-Cash-Flow | 0.14 | |||||
| EV-to-Revenue | 0.3 | |||||
| EV-to-FCF | 0.06 | |||||
| Price-to-Projected-FCF | 0.02 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.88 | |||||
| Price-to-Graham-Number | 0.79 | |||||
| FCF Yield % | 761.9 | |||||
| Forward Rate of Return (Yacktman) % | 7.12 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
BayFirst Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 80.773 | ||
| EPS (TTM) ($) | 0.73 | ||
| Beta | 0.43 | ||
| Volatility % | 34.76 | ||
| 14-Day RSI | 47.98 | ||
| 14-Day ATR ($) | 0.54823 | ||
| 20-Day SMA ($) | 13.4895 | ||
| 12-1 Month Momentum % | 19.82 | ||
| 52-Week Range ($) | 10.15 - 15.05 | ||
| Shares Outstanding (Mil) | 4.13 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
BayFirst Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
BayFirst Financial Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
BayFirst Financial Corp Frequently Asked Questions
What is BayFirst Financial Corp(BAFN)'s stock price today?
The current price of BAFN is $13.25. The 52 week high of BAFN is $15.05 and 52 week low is $10.15.
When is next earnings date of BayFirst Financial Corp(BAFN)?
The next earnings date of BayFirst Financial Corp(BAFN) is 2025-01-24 Est..
Does BayFirst Financial Corp(BAFN) pay dividends? If so, how much?
The Dividend Yield %  of BayFirst Financial Corp(BAFN) is 2.42% (As of Today), Highest Dividend Payout Ratio of BayFirst Financial Corp(BAFN) was 0.43. The lowest was 0.03. And the median was 0.17. The  Forward Dividend Yield % of BayFirst Financial Corp(BAFN) is 2.42%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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