Sterling Financial Holdings Co PLC operates as a commercial bank with an emphasis on retail and consumer banking, trade services, corporate, investment, and non-interest banking activities. Its principal activity is to carry on business as a nonoperating financial holding company investing in companies. It also provides wholesale banking services including the granting of loans and advances, letter of credit transactions, money market operations, electronic and mobile banking products and other banking activities.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	5.6
Equity-to-Asset	0.06
Debt-to-Equity	1.03
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.53	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	17.3
	3-Year EPS without NRI Growth Rate	23.3
	3-Year FCF Growth Rate	338.8
	3-Year Book Growth Rate	12.3

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	39.68
	9-Day RSI	43.14
	14-Day RSI	46.39
	6-1 Month Momentum %	18.81
	12-1 Month Momentum %	29

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Dividend Growth Rate	71
	Shareholder Yield %	-36.95

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.23
	FCF Margin %	202.52
	ROE %	17.77
	ROA %	1.14
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.22
	PE Ratio without NRI	4.08
	Shiller PE Ratio	9.3
	Price-to-Owner-Earnings	0.4
	PEG Ratio	0.34
	PS Ratio	0.77
	PB Ratio	0.66
	Price-to-Tangible-Book	0.66
	Price-to-Free-Cash-Flow	0.38
	Price-to-Operating-Cash-Flow	0.35
	EV-to-Revenue	-4.75
	EV-to-FCF	-2.35
	Price-to-Projected-FCF	0.08
	Price-to-Median-PS-Value	1.29
	Price-to-Peter-Lynch-Fair-Value	0.5
	Price-to-Graham-Number	0.35
	FCF Yield %	263.83
	Forward Rate of Return (Yacktman) %	68.37

Financials

Annual Quarterly TTM

NSA:STERLINGNG's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Sterling Financial Holdings Co PLC Executives

Details

GF Value: ₦3.28

NSA:STERLINGNG

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with STERLINGNG. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₦)	178,530
	EPS (TTM) (₦)	1.128
	Beta	0
	Volatility %	58.49
	14-Day RSI	46.39
	14-Day ATR (₦)	0.178347
	20-Day SMA (₦)	4.919
	12-1 Month Momentum %	29
	52-Week Range (₦)	3.491358 - 8.179753
	Shares Outstanding (Mil)	28,790.42

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Sterling Financial Holdings Co PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Sterling Financial Holdings Co PLC Stock Events

Financials Calendars

	Event	Date	Price(₦)
No Event Data

Sterling Financial Holdings Co PLC Frequently Asked Questions

What is Sterling Financial Holdings Co PLC(NSA:STERLINGNG)'s stock price today?

The current price of NSA:STERLINGNG is ₦4.76. The 52 week high of NSA:STERLINGNG is ₦8.18 and 52 week low is ₦3.49.

When is next earnings date of Sterling Financial Holdings Co PLC(NSA:STERLINGNG)?

The next earnings date of Sterling Financial Holdings Co PLC(NSA:STERLINGNG) is .

Does Sterling Financial Holdings Co PLC(NSA:STERLINGNG) pay dividends? If so, how much?

Sterling Financial Holdings Co PLC(NSA:STERLINGNG) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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