Q3 2024 USCB Financial Holdings Inc Earnings Call Transcript

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Nov 01, 2024

Nov 01, 2024 / 03:00PM GMT
Operator

Good day and welcome to the third quarter 2024 USCB Financial Holdings Inc earnings conference call. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to Luis de La Aguilera, Chairman and CEO. Please go ahead.

Luis De La Aguilera - USCB Financial Holdings Inc - Chairman of the Board, President, Chief Executive Officer

Good morning, and thank you for joining us for USCB Financial Holdings' third quarter 2024 earnings call.

With me today reviewing our Q3 highlights is CFO, Rob Anderson; and Chief Credit Officer Bill Turner, who will provide an overview of the Bank's performance, the highlights of which commence on slide 3.

We are very pleased to report another consecutive record quarter of fully diluted earnings per share, reaffirming the soundness of our strategic initiatives and operational performance. Supported by the strength of Florida's economy, USCB continued posting strong growth in assets, deposits, diversified quality loans, and profitability. These results reflect the

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