Q3 2024 Cullen/Frost Bankers Inc Earnings Call Transcript

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Oct 31, 2024

Oct 31, 2024 / 06:00PM GMT
Operator

Greetings. Welcome to Cullen/Frost Bankers, Inc., third-quarter 2024 earnings conference call. (Operator Instructions) As a reminder, this conference is being recorded.

It is now my pleasure to introduce A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. You may begin.

A.B. Mendez - Cullen/Frost Bankers Inc-Director-Investor Relations

Thanks, Jerry. This afternoon's conference call will be led by Phil Green, Chairman and CEO; Jerry Salinas, Group Executive Vice President and CFO; and Dan Geddes, our incoming CFO.

Before I turn the call over to Phil, Jerry, and Dan, I need to take a moment to address the safe harbor provisions. Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended. Please see

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