Q3 2024 Caixabank SA Earnings Call Transcript

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Oct 31, 2024

Oct 31, 2024 / 10:30AM GMT
Marta Noguer - CaixaBank SA - Head of Investor and Shareholder Relations

Good morning, and welcome to CaixaBank's results presentation for the third quarter of 2024. As usual, we are joined today by our CEO, Gonzalo Gortázar; and our CFO, Javier Pano.

In terms of logistics, we plan to spend about 30 minutes with a presentation and about 50 minutes to 1 hour with the Q&A. The Q&A is live, and you should have received instructions by email on how to participate. My team and I will be at your full disposal after the call.

And without further ado, Gonzalo, the floor is yours.

Gonzalo Gortazar Rotaeche - CaixaBank SA - Chief Executive Officer, Executive Director

Thank you, Marta. Good morning, everybody, and welcome to this presentation. You've seen our results this morning. I'd say as the slide says, it's a very strong operating momentum activity levels, particularly in customers is what I will highlight the most. New lending, up 20%, although in terms of balances, as you will see later, Obviously, we're still in a low growth environment,

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