Oct 30, 2024 / 01:00PM GMT
Operator
Good afternoon, ladies and gentlemen, and welcome to the Q3 2024 results conference call of Raiffeisen Bank International. Today's conference is being recorded.
At this time, I would like to turn the conference over to Mr. Johann Strobl, Chief Executive Officer. Please go ahead, sir.
Johann Strobl - Raiffeisen Bank International AG - Chairman of the Management Board, Chief Executive Officer
Thank you very much. Good afternoon, ladies and gentlemen. Thank you for joining us today for our third-quarter results call. For the first nine months of 2024, we can report consolidated profits excluding Russia and Belarus EUR856 million for an ROE of 8.6%. With decent earnings in the quarter and stable RWA, the CET1 ratio for the group under worst case scenario in Russia improves to 15.3%. This is a nice sprint of course, but our guidance for the full year remains in the 14.7% area. I will touch on this in more detail in just a minute.
On slide 5, loans to customers were pretty much flat in the quarter with some loan growth in our networks and a very
Q3 2024 Raiffeisen Bank International AG Earnings Call Transcript
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