Q3 2024 SmartFinancial Inc Earnings Call Transcript

Oct 22, 2024

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Oct 22, 2024 / 02:00PM GMT
Operator

Hello all, and welcome to SmartFinancial Third Quarter 2024 Earnings Release and Conference Call. My name is Ezra and I will be your coordinator today. (Operator Instructions)

I will now hand you over to your host, Nate Strall, Director of Strategy, to begin. Nate, please go ahead.

Nate Strall - SmartFinancial Inc - Director of Investor Relations

Thanks, Ezra. And good morning, everyone, and welcome to the SmartFinancialâ s Third Quarter 2024 Earnings Conference Call.

During today's conference call, we will reference the slides and press release that is available in the Investor Relations section on our website, smartbank.com. Billy Carroll, our President, and Chief Executive Officer, will begin our call followed by Ronald Gorczynski, our Chief Financial Officer, who will provide some additional commentary. We will be able to answer your questions at the end of the call.

Our comments include forward-looking statements. These statements are subject to risks and uncertainties, and the actual results could vary materially. We list the

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