Sep 11, 2024 / NTS GMT
Operator
Good afternoon, ladies and gentlemen, and welcome to the Guaranty Trust Holding Company PLC's half-year 2024 investor analyst conference call. (Operator Instructions) Please note that this event is being recorded.
I would now like to hand the conference over to Olusegun Agbaje. Please go ahead, sir.
J.K. Agbaje - Guaranty Trust Holding Company PLC - Group CEO & Executive Director
Okay. Good afternoon, everybody. Thank you very much. Sorry, this call seems a bit rushed. We have the presentation online. We've decided to do this today because Monday might be a public holiday. We're not sure yet, but we thought today would be a good day. Either way, the presentation was put up yesterday. So we're going to go straight through -- straight to Q&A, questions and answers, basically. So I'm ready for the first question. Thank you very much.
Questions and Answers:
Operator(Operator Instructions) Kato Mukuru, EFG.
Kato Mukuru - EFG Hermes Nigeria Ltd. - Analyst
Hi. Thank