Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.91
Equity-to-Asset	0.05
Debt-to-Equity	3.33
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.48	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.9
	3-Year Book Growth Rate	8.5
	Future 3-5Y EPS without NRI Growth Rate	7.97
	Future 3-5Y Total Revenue Growth Rate	1.84

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	6-1 Month Momentum %	6.77
	12-1 Month Momentum %	54

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.29
	Forward Dividend Yield %	4.52
	5-Year Yield-on-Cost %	3.29
	3-Year Average Share Buyback Ratio	2.8
	Shareholder Yield %	-32.73

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	19.97
	FCF Margin %	-14.07
	ROE %	12.8
	ROA %	0.68
	Years of Profitability over Past 10-Year	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.91
	Forward PE Ratio	5.74
	PE Ratio without NRI	5.67
	Shiller PE Ratio	10.3
	Price-to-Owner-Earnings	8.32
	PEG Ratio	18.9
	PS Ratio	1.18
	PB Ratio	0.7
	Price-to-Tangible-Book	0.87
	Price-to-Operating-Cash-Flow	14.16
	EV-to-Forward-EBIT	10.68
	EV-to-Revenue	1.71
	EV-to-Forward-Revenue	5.92
	EV-to-FCF	-12.15
	Price-to-Projected-FCF	0.39
	Price-to-Median-PS-Value	0.95
	FCF Yield %	-12.99
	Forward Rate of Return (Yacktman) %	18.99

Financials (Next Earnings Date:2025-02-05)

Annual Quarterly TTM

XBRU:SANTA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Banco Santander SA Operating Data

Annual Quarterly

XBRU:SANTA's Complete Operating Data

No operating data available for Banco Santander SA.

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Banco Santander SA Executives

Details

GF Value: €3.4

XBRU:SANTA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with SANTA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	61,313
	EPS (TTM) (€)	0
	Beta	0
	Volatility %	34.66
	14-Day RSI	0
	14-Day ATR (€)	0.099929
	20-Day SMA (€)	0
	12-1 Month Momentum %	54
	52-Week Range (€)	2.3795 - 3.98
	Shares Outstanding (Mil)	16,184.15

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banco Santander SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banco Santander SA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Banco Santander SA Frequently Asked Questions

What is Banco Santander SA(XBRU:SANTA)'s stock price today?

The current price of XBRU:SANTA is €3.58. The 52 week high of XBRU:SANTA is €3.98 and 52 week low is €2.38.

When is next earnings date of Banco Santander SA(XBRU:SANTA)?

The next earnings date of Banco Santander SA(XBRU:SANTA) is 2025-02-05.

Does Banco Santander SA(XBRU:SANTA) pay dividends? If so, how much?

The Dividend Yield % of Banco Santander SA(XBRU:SANTA) is 3.29% (As of Today), Highest Dividend Payout Ratio of Banco Santander SA(XBRU:SANTA) was 3.9. The lowest was 0.17. And the median was 0.47. The Forward Dividend Yield % of Banco Santander SA(XBRU:SANTA) is 4.52%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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