Business Description
United Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US9099111091
Description
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. The company's primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential mortgages, commercial and installment loans. The company serves customers mainly located in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson and Tuscarawas Counties in Ohio and Marshall and Ohio Counties in West Virginia and the surrounding localities in northeastern, east-central and southeastern Ohio and include a wide range of individuals, businesses and other organizations.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.37 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.55 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.37 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year EPS without NRI Growth Rate | 4.1 | |||||
| 3-Year FCF Growth Rate | 6.9 | |||||
| 3-Year Book Growth Rate | -0.9 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 76.5 | |||||
| 9-Day RSI | 65.44 | |||||
| 14-Day RSI | 60.28 | |||||
| 6-1 Month Momentum % | 8.21 | |||||
| 12-1 Month Momentum % | 19.82 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.08 | |||||
| Dividend Payout Ratio | 0.5 | |||||
| 3-Year Dividend Growth Rate | 5.3 | |||||
| Forward Dividend Yield % | 5.26 | |||||
| 5-Year Yield-on-Cost % | 6.45 | |||||
| 3-Year Average Share Buyback Ratio | 1.5 | |||||
| Shareholder Yield % | -21.33 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.15 | |||||
| FCF Margin % | -0.89 | |||||
| ROE % | 13 | |||||
| ROA % | 0.96 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.92 | |||||
| Forward PE Ratio | 9.01 | |||||
| PE Ratio without NRI | 9.92 | |||||
| Shiller PE Ratio | 10.43 | |||||
| Price-to-Owner-Earnings | 13.29 | |||||
| PEG Ratio | 2.31 | |||||
| PS Ratio | 2.6 | |||||
| PB Ratio | 1.21 | |||||
| Price-to-Tangible-Book | 1.23 | |||||
| Price-to-Operating-Cash-Flow | 7.53 | |||||
| EV-to-Revenue | 4.89 | |||||
| EV-to-FCF | -548.46 | |||||
| Price-to-Projected-FCF | 0.69 | |||||
| Price-to-DCF (Earnings Based) | 0.48 | |||||
| Price-to-Median-PS-Value | 0.97 | |||||
| Price-to-Graham-Number | 0.74 | |||||
| FCF Yield % | -0.33 | |||||
| Forward Rate of Return (Yacktman) % | 6.69 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 29.251 | ||
| EPS (TTM) ($) | 1.38 | ||
| Beta | 0.29 | ||
| Volatility % | 35.65 | ||
| 14-Day RSI | 60.28 | ||
| 14-Day ATR ($) | 0.481651 | ||
| 20-Day SMA ($) | 12.943495 | ||
| 12-1 Month Momentum % | 19.82 | ||
| 52-Week Range ($) | 10.8032 - 15.5 | ||
| Shares Outstanding (Mil) | 5.79 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Bancorp Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Bancorp Inc Frequently Asked Questions
What is United Bancorp Inc(UBCP)'s stock price today?
The current price of UBCP is $13.69. The 52 week high of UBCP is $15.50 and 52 week low is $10.80.
When is next earnings date of United Bancorp Inc(UBCP)?
The next earnings date of United Bancorp Inc(UBCP) is 2025-02-06 Est..
Does United Bancorp Inc(UBCP) pay dividends? If so, how much?
The Dividend Yield %  of United Bancorp Inc(UBCP) is 5.08% (As of Today), Highest Dividend Payout Ratio of United Bancorp Inc(UBCP) was 0.66. The lowest was 0.36. And the median was 0.52. The  Forward Dividend Yield % of United Bancorp Inc(UBCP) is 5.26%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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