Q4 2023 Regional Management Corp Earnings Call Transcript
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2023 earnings call. As a reminder, all participants are in listen-only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions during the question queue, you may press star then one on your telephone keypad. Should you need assistance during the conference call you may signal an operator by pressing star zero. I would now like to turn the conference over to Garrett Edson ICR. Please go ahead.
Thank you and good afternoon. By now everyone should have access to our earnings announcement supplemental presentation, which were released prior to this call and may be found on our website at regionalmanagement.com.
Before we begin our formal remarks, I will direct you to page 2, our supplemental presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP financial measures. Part of our discussion today may include
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