Business Description
Lake Shore Bancorp Inc
NAICS : 522120
SIC : 6035
ISIN : US5107001076
Description
Lake Shore Bancorp Inc operates as a savings and loan holdings company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 4.88 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 0.11 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.23 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.2 | |||||
| 3-Year EPS without NRI Growth Rate | 2.1 | |||||
| 3-Year FCF Growth Rate | 4.3 | |||||
| 3-Year Book Growth Rate | 1.7 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 40.5 | |||||
| 9-Day RSI | 45.07 | |||||
| 14-Day RSI | 47.59 | |||||
| 6-1 Month Momentum % | 4.53 | |||||
| 12-1 Month Momentum % | 24.26 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.01 | |||||
| Dividend Payout Ratio | 0.49 | |||||
| Forward Dividend Yield % | 5.35 | |||||
| 5-Year Yield-on-Cost % | 4.01 | |||||
| 3-Year Average Share Buyback Ratio | 1.5 | |||||
| Shareholder Yield % | 22.72 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 17.23 | |||||
| FCF Margin % | 2.75 | |||||
| ROE % | 4.88 | |||||
| ROA % | 0.59 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.44 | |||||
| PE Ratio without NRI | 18.44 | |||||
| Shiller PE Ratio | 15.4 | |||||
| Price-to-Owner-Earnings | 363.78 | |||||
| PEG Ratio | 7.38 | |||||
| PS Ratio | 3.2 | |||||
| PB Ratio | 0.86 | |||||
| Price-to-Tangible-Book | 0.86 | |||||
| Price-to-Free-Cash-Flow | 126.98 | |||||
| Price-to-Operating-Cash-Flow | 120.18 | |||||
| EV-to-Revenue | 1.53 | |||||
| EV-to-FCF | 55.79 | |||||
| Price-to-Projected-FCF | 0.6 | |||||
| Price-to-DCF (Earnings Based) | 1.53 | |||||
| Price-to-DCF (FCF Based) | 10.35 | |||||
| Price-to-Median-PS-Value | 0.78 | |||||
| Price-to-Graham-Number | 0.84 | |||||
| FCF Yield % | 0.87 | |||||
| Forward Rate of Return (Yacktman) % | 8.4 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Lake Shore Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 24.439 | ||
| EPS (TTM) ($) | 0.73 | ||
| Beta | 0.29 | ||
| Volatility % | 10.76 | ||
| 14-Day RSI | 47.59 | ||
| 14-Day ATR ($) | 0.196903 | ||
| 20-Day SMA ($) | 13.59013 | ||
| 12-1 Month Momentum % | 24.26 | ||
| 52-Week Range ($) | 10.3 - 14.2101 | ||
| Shares Outstanding (Mil) | 5.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Lake Shore Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Lake Shore Bancorp Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Lake Shore Bancorp Inc Frequently Asked Questions
What is Lake Shore Bancorp Inc(LSBK)'s stock price today?
The current price of LSBK is $13.46. The 52 week high of LSBK is $14.21 and 52 week low is $10.30.
When is next earnings date of Lake Shore Bancorp Inc(LSBK)?
The next earnings date of Lake Shore Bancorp Inc(LSBK) is 2025-01-31 Est..
Does Lake Shore Bancorp Inc(LSBK) pay dividends? If so, how much?
The Dividend Yield %  of Lake Shore Bancorp Inc(LSBK) is 4.01% (As of Today), Highest Dividend Payout Ratio of Lake Shore Bancorp Inc(LSBK) was 0.71. The lowest was 0.48. And the median was 0.58. The  Forward Dividend Yield % of Lake Shore Bancorp Inc(LSBK) is 5.35%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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