Trustco Group Holdings Ltd engages in the provision of financial services. The company's operating segment includes Financial Services and Resources. The Financial Services portfolio earns income from insurance premiums, property sales, rental income, investment property activities, banking and finance activities, interest, fees, and commissions from customers, and tuition income. The Resources portfolio conducts mining operations in Namibia and Sierra Leone. The company earns maximum revenue through Micro-Finance.

Financial Strength

Name	Current	Vs Industry
Cash-To-Debt	0.02
Equity-to-Asset	0.32
Debt-to-Equity	0.61
Debt-to-EBITDA	-11.19
Interest Coverage	0.82
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	-1.66	Distress Grey Safe
Beneish M-Score	-3.3	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-54.4
	3-Year FCF Growth Rate	72.4
	3-Year Book Growth Rate	-28

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	40.66
	9-Day RSI	41.94
	14-Day RSI	43.79
	6-1 Month Momentum %	2.7
	12-1 Month Momentum %	-24

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.4
	Quick Ratio	0.4
	Cash Ratio	0.01
	Days Sales Outstanding	255.86

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-20.09

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Operating Margin %	316.18
	Net Margin %	-472.06
	FCF Margin %	36.77
	ROE %	-24.07
	ROA %	-8.07
	ROIC %	6.05
	ROC (Joel Greenblatt) %	-766.68
	ROCE %	-3.55
	Years of Profitability over Past 10-Year	9

GF Value Rank

	Name	Current	Vs Industry		Vs History
	Shiller PE Ratio	0.79
	PS Ratio	5.07
	PB Ratio	0.26
	Price-to-Tangible-Book	0.26
	Price-to-Free-Cash-Flow	14.18
	Price-to-Operating-Cash-Flow	14.18
	EV-to-EBIT	-16
	EV-to-EBITDA	-16
	EV-to-Revenue	16.24
	EV-to-FCF	45.5
	Price-to-Median-PS-Value	1.1
	Earnings Yield (Greenblatt) %	-6.25
	FCF Yield %	7.49
	Forward Rate of Return (Yacktman) %	-66.15

Financials

Annual Quarterly TTM

JSE:TTO's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Trustco Group Holdings Ltd Executives

Details

GF Value: R0.43

JSE:TTO

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with TTO. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R)	66.32
	EPS (TTM) (R)	-0.318
	Beta	0.81
	Volatility %	194.68
	14-Day RSI	43.79
	14-Day ATR (R)	0.017964
	20-Day SMA (R)	0.361
	12-1 Month Momentum %	-24
	52-Week Range (R)	0.15 - 0.65
	Shares Outstanding (Mil)	946.17

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Trustco Group Holdings Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Trustco Group Holdings Ltd Stock Events

Financials Calendars

	Event	Date	Price(R)
No Event Data

Trustco Group Holdings Ltd Frequently Asked Questions

What is Trustco Group Holdings Ltd(JSE:TTO)'s stock price today?

The current price of JSE:TTO is R0.34. The 52 week high of JSE:TTO is R0.65 and 52 week low is R0.15.

When is next earnings date of Trustco Group Holdings Ltd(JSE:TTO)?

The next earnings date of Trustco Group Holdings Ltd(JSE:TTO) is .

Does Trustco Group Holdings Ltd(JSE:TTO) pay dividends? If so, how much?

Trustco Group Holdings Ltd(JSE:TTO) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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