Heartland Financial USA Inc (NAS:HTLF)
$ 67.72 -0.24 (-0.35%) Market Cap: 2.90 Bil Enterprise Value: 2.67 Bil PE Ratio: 37.94 PB Ratio: 1.43 GF Score: 63/100
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Q4 2023 Heartland Financial USA Inc Earnings Call Transcript

Jan 29, 2024 / 10:00PM GMT
Release Date Price: $38.37 (+1.32%)
Operator

Greetings, and welcome to the HTLF 2023 fourth-quarter conference call. This afternoon, HTLF announced its annual earnings and fourth-quarter financial results. And hopefully, you've had a chance to review the earnings release that is available on HTLF's website at htlf.com.

With us today from management are Bruce Lee, President and CEO; Kevin Thompson, Chief Financial Officer, Bryan McKeag; and Nathan Jones, Chief Credit Officer. Management will provide a summary of the quarter and then we will open the call to your questions.

Before we begin the presentation, I would like to remind everyone that some of the information provided today falls under the guideline of forward-looking statements as defined by our Securities and Exchange Commission. As part of these guideline, the statements made during this presentation concerning the company's hopes, beliefs, expectations, and predictions of the future and forward-looking statements and actual results could differ materially from those projected. Additionally, information on those factors is included from time to time in the company's 10-K

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