Heartland Financial USA Inc (NAS:HTLF)
$ 67.72 -0.24 (-0.35%) Market Cap: 2.90 Bil Enterprise Value: 2.67 Bil PE Ratio: 37.94 PB Ratio: 1.43 GF Score: 63/100
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Q4 2020 Heartland Financial USA Inc Earnings Call Transcript

Jan 25, 2021 / 10:00PM GMT
Release Date Price: $45.3 (-1.29%)
Operator

Greetings, and welcome to the Heartland Financial USA, Inc. Fourth Quarter 2020 Conference Call. This afternoon, Heartland distributed its fourth quarter press release, and hopefully, you have had a chance to review the results. If there is anyone on this call who did not receive a copy may access it at Heartland's website at htlf.com. With us today from management are Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer.

Management will provide a brief summary of the quarter, and then we will open the call to your questions.

Before we begin the presentation, I would like to remind everyone that some of the information management will be providing today that falls under the guidelines are forward-looking statements as defined by the Securities and Exchange Commission. As part of these guidelines, I must point out that any statements made during the presentation regarding the company's hopes, beliefs, expectations and predictions of the future are forward-looking statements, and actual results could

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