Heartland Financial USA Inc (NAS:HTLF)
$ 67.57 -0.15 (-0.22%) Market Cap: 2.90 Bil Enterprise Value: 2.66 Bil PE Ratio: 37.85 PB Ratio: 1.43 GF Score: 69/100
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Q4 2019 Heartland Financial USA Inc Earnings Call Transcript

Jan 27, 2020 / 10:00PM GMT
Release Date Price: $47.26 (-1.46%)
Operator

Greetings, and welcome to the Heartland Financial USA, Inc. Fourth Quarter 2019 Conference Call. This afternoon, Heartland distributed its fourth quarter press release, and hopefully, you've had the chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland's website at htlf.com.

With us today from management are Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter, and then we will open the call to your questions.

Before we begin the presentation, I would like to remind everyone that some of the information management will be providing today falls under the guidelines of forward-looking statements as defined by the Securities and Exchange Commission. As part of these guidelines, I must point out that any statements made during this presentation concerning the company's hopes, beliefs, expectations and predictions of the future are forward-looking statements, and actual results

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