Q4 2020 Old Second Bancorp Inc Earnings Call Transcript
Good morning, everyone, and thank you for joining us for today's Old Second Bancorp, Inc.'s Fourth Quarter 2020 Earnings Call. On the call today is Jim Eccher, the company's CEO; Gary Collins, the Vice Chairman of our Board; and the Company's CFO Brad Adams.
I will start with a reminder that Old Second's comments today may contain forward-looking statements about the company's business, strategies and prospects, which are based on management's existing expectations in the current economic environment. These statements are not a guarantee of future performance and results may differ materially from those projected. Management would like -- would ask you to refer to the company's SEC filings for a full discussion for the company's risk factors.
On the call today, we will be discussing certain non-GAAP financial measures. These non-GAAP financial measures are described and reconciled with their GAAP counterparts in our earnings release, which is available on our website at oldsecond.com under the Investor Relations
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