Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.

Financial Strength

9/10

Name	Current	Vs Industry
Cash-To-Debt	0.31
Equity-to-Asset	0.66
Debt-to-Equity	0.07
Debt-to-EBITDA	0.19
Interest Coverage	33.84
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	10.5	Distress Grey Safe
Beneish M-Score	-2.57	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.3
	3-Year EBITDA Growth Rate	8.8
	3-Year EPS without NRI Growth Rate	8.8
	3-Year FCF Growth Rate	4.5
	3-Year Book Growth Rate	12.3
	Future 3-5Y EPS without NRI Growth Rate	8.82
	Future 3-5Y Total Revenue Growth Rate	7.14

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	64.67
	9-Day RSI	55.78
	14-Day RSI	53.44
	6-1 Month Momentum %	8.7
	12-1 Month Momentum %	20.85

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.11
	Quick Ratio	1.11
	Cash Ratio	0.08
	Days Sales Outstanding	48.81
	Days Payable	6.18

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.19
	Dividend Payout Ratio	0.23
	3-Year Dividend Growth Rate	6.3
	Forward Dividend Yield %	1.24
	5-Year Yield-on-Cost %	1.68
	3-Year Average Share Buyback Ratio	0.5
	Shareholder Yield %	1.89

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	41.21
	Operating Margin %	22.63
	Net Margin %	17.79
	FCF Margin %	12.94
	ROE %	22.35
	ROA %	14.15
	ROIC %	15.09
	ROC (Joel Greenblatt) %	173.19
	ROCE %	23.01
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	31.86
	Forward PE Ratio	30.55
	PE Ratio without NRI	18.35
	Shiller PE Ratio	35.57
	Price-to-Owner-Earnings	41.47
	PEG Ratio	2.11
	PS Ratio	5.66
	PB Ratio	6.59
	Price-to-Tangible-Book	28.55
	Price-to-Free-Cash-Flow	43.97
	Price-to-Operating-Cash-Flow	24.08
	EV-to-EBIT	23.83
	EV-to-Forward-EBIT	23.55
	EV-to-EBITDA	17.33
	EV-to-Forward-EBITDA	16.86
	EV-to-Revenue	5.7
	EV-to-Forward-Revenue	5.39
	EV-to-FCF	44.25
	Price-to-Projected-FCF	2.5
	Price-to-DCF (Earnings Based)	1.31
	Price-to-DCF (FCF Based)	3.96
	Price-to-Median-PS-Value	0.87
	Price-to-Peter-Lynch-Fair-Value	2.15
	Price-to-Graham-Number	4.83
	Earnings Yield (Greenblatt) %	4.2
	FCF Yield %	2.28
	Forward Rate of Return (Yacktman) %	10.77

Financials (Next Earnings Date:2025-02-06 Est.)

Annual Quarterly TTM

FRA:JHY's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Jack Henry & Associates Inc Operating Data

Annual Quarterly

FRA:JHY's Complete Operating Data

No operating data available for Jack Henry & Associates Inc.

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Jack Henry & Associates Inc Executives

Details

GF Value: €166.16

FRA:JHY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with JHY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	2,057.528
	EPS (TTM) (€)	5.001
	Beta	0.76
	Volatility %	14.09
	14-Day RSI	53.44
	14-Day ATR (€)	1.74259
	20-Day SMA (€)	165.32
	12-1 Month Momentum %	20.85
	52-Week Range (€)	141.4 - 173.8
	Shares Outstanding (Mil)	72.96

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Jack Henry & Associates Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Jack Henry & Associates Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Jack Henry & Associates Inc Frequently Asked Questions

What is Jack Henry & Associates Inc(FRA:JHY)'s stock price today?

The current price of FRA:JHY is €166.45. The 52 week high of FRA:JHY is €173.80 and 52 week low is €141.40.

When is next earnings date of Jack Henry & Associates Inc(FRA:JHY)?

The next earnings date of Jack Henry & Associates Inc(FRA:JHY) is 2025-02-06 Est..

Does Jack Henry & Associates Inc(FRA:JHY) pay dividends? If so, how much?

The Dividend Yield % of Jack Henry & Associates Inc(FRA:JHY) is 1.19% (As of Today), Highest Dividend Payout Ratio of Jack Henry & Associates Inc(FRA:JHY) was 0.44. The lowest was 0.23. And the median was 0.4. The Forward Dividend Yield % of Jack Henry & Associates Inc(FRA:JHY) is 1.24%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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