First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.28
Equity-to-Asset	0.09
Debt-to-Equity	3.89
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.09	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	33.1
	3-Year EPS without NRI Growth Rate	30.5
	3-Year Book Growth Rate	1.9

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	52.49
	9-Day RSI	43.96
	14-Day RSI	45.62
	6-1 Month Momentum %	-14.74
	12-1 Month Momentum %	-22.64

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.96
	Dividend Payout Ratio	0.4
	Forward Dividend Yield %	2.96
	5-Year Yield-on-Cost %	3.57
	Shareholder Yield %	-195.96

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	11.68
	FCF Margin %	-34.36
	ROE %	6.03
	ROA %	0.56
	Years of Profitability over Past 10-Year	9

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.53
	PE Ratio without NRI	13.53
	Shiller PE Ratio	27.94
	Price-to-Owner-Earnings	11.89
	PEG Ratio	5.88
	PS Ratio	1.56
	PB Ratio	0.66
	Price-to-Tangible-Book	0.75
	EV-to-Revenue	6.82
	EV-to-FCF	-19.84
	Price-to-Projected-FCF	0.56
	Price-to-Median-PS-Value	0.33
	Price-to-Graham-Number	0.67
	FCF Yield %	-26.31
	Forward Rate of Return (Yacktman) %	9.59

Financials

Annual Quarterly TTM

FNFI's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with OTCPK:FNFI

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Niles Financial Inc Executives

Details

GF Value: $13.69

FNFI

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with FNFI. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	6.921
	EPS (TTM) ($)	0.6
	Beta	0.47
	Volatility %	15.27
	14-Day RSI	45.62
	14-Day ATR ($)	0.022156
	20-Day SMA ($)	8.119
	12-1 Month Momentum %	-22.64
	52-Week Range ($)	7.68 - 10.47
	Shares Outstanding (Mil)	1.11

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Niles Financial Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Niles Financial Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

First Niles Financial Inc Frequently Asked Questions

What is First Niles Financial Inc(FNFI)'s stock price today?

The current price of FNFI is $8.12. The 52 week high of FNFI is $10.47 and 52 week low is $7.68.

When is next earnings date of First Niles Financial Inc(FNFI)?

The next earnings date of First Niles Financial Inc(FNFI) is .

Does First Niles Financial Inc(FNFI) pay dividends? If so, how much?

The Dividend Yield % of First Niles Financial Inc(FNFI) is 2.96% (As of Today), Highest Dividend Payout Ratio of First Niles Financial Inc(FNFI) was 1.33. The lowest was 0.4. And the median was 0.89. The Forward Dividend Yield % of First Niles Financial Inc(FNFI) is 2.96%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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