Citizens Financial Group Inc at Barclays Global Financial Services Conference Transcript
All right. As everyone takes your seat, if we could put up the first ARS question like we've been doing for everyone else. But next up, very pleased to have Citizens Financial with us this morning from the company of John Woods, Chief Financial Officer; Brendan Coughlin, who runs Consumer Banking. There is a kind of a short slide deck on their website, which -- they're both going to take us through this morning, and we'll kick it off with John.
Okay. Great. Thanks, and good morning. A pleasure to be here, Jason. Let me first just say that on the anniversary of 9/11, we had Citizens offer our condolences to the families who lost loved ones, and we celebrate the bravery of our first responders on that day.
Okay. So moving on to what is on the agenda for our presentation today. I'll start off with a few comments about the state of our franchise. Then I'll cover how the balance sheet is
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