Q4 2021 Zions Bancorporation NA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Zions Bancorporation Fourth Quarter 2021 Earnings Results Webcast. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to turn the conference over to your speaker for today, Mr. James Abbott. You may begin.
Thank you, Twanda, and good evening, everyone. We welcome you to this conference call to discuss our 2021 fourth quarter earnings and full year earnings results.
I would like to remind you that during this call, we will be making forward-looking statements although actual results may differ materially. We encourage you to review the disclaimer in the press release or slide deck on Slide 2 dealing with forward-looking information and the presentation of non-GAAP measures, which applies equally to statements made during this call. A copy of the earnings release as well as the slide
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