Dm Financeira SA Credito Financiamento e Investimento provides credit intermediation services in Brazil. Its offerings include consumer lending, working capital financing, vehicle financing, discount securities, as well as personal and payroll credit services.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	No Debt
Equity-to-Asset	0.2
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.2	Distress Grey Safe
Beneish M-Score	2097.76	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	107.8
	3-Year FCF Growth Rate	-1210.4
	3-Year Book Growth Rate	8.9

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	9-Day RSI	19.57
	14-Day RSI	29.12
	12-1 Month Momentum %	-10.71

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.36
	Quick Ratio	1.36
	Cash Ratio	0.13
	Days Sales Outstanding	708.77
	Days Payable	2685.76

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.1

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	89.01
	Operating Margin %	-53.83
	Net Margin %	-32.52
	FCF Margin %	-123.09
	ROE %	-73.93
	ROA %	-15.94
	ROIC %	-30.42
	ROCE %	-61.77
	Years of Profitability over Past 10-Year	4

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PS Ratio	0.84
	PB Ratio	1.32
	Price-to-Tangible-Book	1.32
	EV-to-EBIT	-1.88
	EV-to-EBITDA	-1.88
	EV-to-Revenue	1.01
	EV-to-FCF	-0.82
	Price-to-Net-Current-Asset-Value	156.25
	Earnings Yield (Greenblatt) %	-53.19
	FCF Yield %	-94.45

Financials

Annual Quarterly TTM

BSP:DMFN3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Dm Financeira SA Credito Financiamento e Investimento Executives

Details

GF Value: R$48.69

BSP:DMFN3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with DMFN3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	592.647
	EPS (TTM) (R$)	-102.821
	Beta	-0.53
	Volatility %	20.29
	14-Day RSI	29.12
	14-Day ATR (R$)	0.000055
	20-Day SMA (R$)	12.5
	12-1 Month Momentum %	-10.71
	52-Week Range (R$)	12.5 - 14
	Shares Outstanding (Mil)	61.79

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	2
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Dm Financeira SA Credito Financiamento e Investimento Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Dm Financeira SA Credito Financiamento e Investimento Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Dm Financeira SA Credito Financiamento e Investimento Frequently Asked Questions

What is Dm Financeira SA Credito Financiamento e Investimento(BSP:DMFN3)'s stock price today?

The current price of BSP:DMFN3 is R$12.50. The 52 week high of BSP:DMFN3 is R$14.00 and 52 week low is R$12.50.

When is next earnings date of Dm Financeira SA Credito Financiamento e Investimento(BSP:DMFN3)?

The next earnings date of Dm Financeira SA Credito Financiamento e Investimento(BSP:DMFN3) is .

Does Dm Financeira SA Credito Financiamento e Investimento(BSP:DMFN3) pay dividends? If so, how much?

Dm Financeira SA Credito Financiamento e Investimento(BSP:DMFN3) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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