Preliminary Q4 2023 Banca Transilvania SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Poppy, your Chorus Call operator. Welcome, and thank you for joining the Banca Transilvania conference call to present and discuss the year-end 2023 financial results conference call. Please note that the conference is being recorded. The presentation will be followed by a question and answer session. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. Ãmer Tetik, CEO; Mr. George Calinescu, Deputy CEO, CFO; Ms. Luminita Runcan, Deputy COO, CRO; and Mr. Aurel Bernat, Executive Director, Financial Institutions and Investor Relations. Mr. Tetik, you may now proceed.
Hello. Thank you very much for joining us, ladies and gentlemen. Dear friends, we are here to present you, in the first part of our presentation, 2023 financial results. And then we will be continuing with a brief presentation of our latest M&A transaction. And then switch to Q&A, hoping to ask your questions. The presentation is already
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