Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. It provides banking services to personal and business customers. The bank provides a full range of banking products including; consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the company's revenue is generated from retail lending activities.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.97
Equity-to-Asset	0.04
Debt-to-Equity	0.49
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.33	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.7
	3-Year EPS without NRI Growth Rate	-0.9
	3-Year FCF Growth Rate	-10.3
	3-Year Book Growth Rate	-23

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	15.93
	9-Day RSI	16.66
	14-Day RSI	24.52
	6-1 Month Momentum %	23.71
	12-1 Month Momentum %	21.52

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.75
	Dividend Payout Ratio	0.42
	3-Year Dividend Growth Rate	0.7
	Forward Dividend Yield %	3.8
	5-Year Yield-on-Cost %	3.75
	3-Year Average Share Buyback Ratio	3
	Shareholder Yield %	38.05

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	20.75
	FCF Margin %	29.84
	ROE %	22.95
	ROA %	0.67
	Years of Profitability over Past 10-Year	5

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.11
	PE Ratio without NRI	11.11
	Price-to-Owner-Earnings	9
	PS Ratio	2.3
	PB Ratio	2.06
	Price-to-Tangible-Book	2.36
	Price-to-Free-Cash-Flow	7.72
	Price-to-Operating-Cash-Flow	7.03
	EV-to-Revenue	1.22
	EV-to-FCF	5.62
	Price-to-Graham-Number	1.08
	FCF Yield %	13.04

Financials

Annual Quarterly TTM

ANDC's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:ANDC

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Andover Bancorp Inc Executives

Details

GF Value: $23.27

ANDC

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with ANDC. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	18.212
	EPS (TTM) ($)	1.8
	Beta	0.09
	Volatility %	26.76
	14-Day RSI	24.52
	14-Day ATR ($)	0.241925
	20-Day SMA ($)	22.3375
	12-1 Month Momentum %	21.52
	52-Week Range ($)	18.99 - 24
	Shares Outstanding (Mil)	2.08

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Andover Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Andover Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Andover Bancorp Inc Frequently Asked Questions

What is Andover Bancorp Inc(ANDC)'s stock price today?

The current price of ANDC is $20.00. The 52 week high of ANDC is $24.00 and 52 week low is $18.99.

When is next earnings date of Andover Bancorp Inc(ANDC)?

The next earnings date of Andover Bancorp Inc(ANDC) is .

Does Andover Bancorp Inc(ANDC) pay dividends? If so, how much?

The Dividend Yield % of Andover Bancorp Inc(ANDC) is 3.75% (As of Today), Highest Dividend Payout Ratio of Andover Bancorp Inc(ANDC) was 0.47. The lowest was 0.31. And the median was 0.4. The Forward Dividend Yield % of Andover Bancorp Inc(ANDC) is 3.8%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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