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Q3 2019 Hexindai Inc Earnings Call Transcript
Hello ladies and gentlemen and thank you for standing by for Hexindai's third quarter fiscal year 2019 earnings conference call. At this time, all participants are in listen-only mode. After management's prepared remarks, there will be a question-and-answer session. As a reminder, today's conference call is being recorded. I would now like to turn the meeting over to your host for today's call to Ms. Daisy Wang, Investor Relations Director. Please proceed Daisy.
Thank you, operator. Hello investors, analysts and colleagues thank you for joining us today. Our earnings release was distributed earlier today and is available on our IR website at ir.hexindai.com.
On the call today from Hexindai are Mr. Xinming Zhou, our CEO; and Mr. Johnson Zhang, our CFO. Mr. Zhou will review business operations and company highlights, followed by Mr. Zhang, who will discuss financials and guidance. They will be available to answer your questions during the Q&A session that follows.
Before we begin, I'd
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