Business Description
Regional Management Corp
NAICS : 523999
SIC : 6141
ISIN : US75902K1060
Description
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Equity-to-Asset | 0.19 | |||||
| Debt-to-Equity | 4.05 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -3.04 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 18.7 | |||||
| 3-Year EPS without NRI Growth Rate | -11.6 | |||||
| 3-Year FCF Growth Rate | 19.9 | |||||
| 3-Year Book Growth Rate | 9.9 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 62.55 | |||||
| Future 3-5Y Total Revenue Growth Rate | 9.75 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 75.95 | |||||
| 9-Day RSI | 71.07 | |||||
| 14-Day RSI | 66.19 | |||||
| 6-1 Month Momentum % | 9.89 | |||||
| 12-1 Month Momentum % | 32.58 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.54 | |||||
| Dividend Payout Ratio | 0.5 | |||||
| 3-Year Dividend Growth Rate | 81.7 | |||||
| Forward Dividend Yield % | 3.54 | |||||
| 5-Year Yield-on-Cost % | 3.51 | |||||
| 3-Year Average Share Buyback Ratio | 3.7 | |||||
| Shareholder Yield % | -6.8 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 4.72 | |||||
| FCF Margin % | 50.87 | |||||
| ROE % | 7.04 | |||||
| ROA % | 1.33 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 14.35 | |||||
| Forward PE Ratio | 5.99 | |||||
| PE Ratio without NRI | 14.35 | |||||
| Shiller PE Ratio | 8.52 | |||||
| Price-to-Owner-Earnings | 8.32 | |||||
| PEG Ratio | 2.11 | |||||
| PS Ratio | 0.67 | |||||
| PB Ratio | 0.98 | |||||
| Price-to-Tangible-Book | 1.05 | |||||
| Price-to-Free-Cash-Flow | 1.31 | |||||
| Price-to-Operating-Cash-Flow | 1.23 | |||||
| EV-to-Forward-EBIT | 11.94 | |||||
| EV-to-Revenue | 3.52 | |||||
| EV-to-Forward-Revenue | 2.85 | |||||
| EV-to-FCF | 6.93 | |||||
| Price-to-Projected-FCF | 0.11 | |||||
| Price-to-DCF (Earnings Based) | 0.92 | |||||
| Price-to-DCF (FCF Based) | 0.05 | |||||
| Price-to-Median-PS-Value | 0.61 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.66 | |||||
| Price-to-Graham-Number | 0.81 | |||||
| FCF Yield % | 73.72 | |||||
| Forward Rate of Return (Yacktman) % | 67.3 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Regional Management Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 503.095 | ||
| EPS (TTM) ($) | 2.38 | ||
| Beta | 1.31 | ||
| Volatility % | 26.13 | ||
| 14-Day RSI | 66.19 | ||
| 14-Day ATR ($) | 1.168982 | ||
| 20-Day SMA ($) | 31.102 | ||
| 12-1 Month Momentum % | 32.58 | ||
| 52-Week Range ($) | 20.5009 - 34.5 | ||
| Shares Outstanding (Mil) | 10.16 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Regional Management Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Regional Management Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Regional Management Corp Frequently Asked Questions
What is Regional Management Corp(RM)'s stock price today?
The current price of RM is $33.97. The 52 week high of RM is $34.50 and 52 week low is $20.50.
When is next earnings date of Regional Management Corp(RM)?
The next earnings date of Regional Management Corp(RM) is 2025-02-07 Est..
Does Regional Management Corp(RM) pay dividends? If so, how much?
The Dividend Yield %  of Regional Management Corp(RM) is 3.54% (As of Today), Highest Dividend Payout Ratio of Regional Management Corp(RM) was 0.72. The lowest was 0.08. And the median was 0.17. The  Forward Dividend Yield % of Regional Management Corp(RM) is 3.54%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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